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One of the most common reasons health insurance claims get rejected in India is insurers disputing what you disclosed years earlier. IRDAI's reduced 60-month moratorium provision exists to stop this practice.
Read insight ↗IRDAI's 'Cashless Everywhere' initiative and Master Circular mandate 1-hour cashless pre-authorization and 3-hour final discharge approvals across Indian hospitals.
Read insight ↗IRDAI has consolidated policyholder protection norms across life, health, and general insurance—mandating simplified Customer Information Sheets (CIS), free-look refunds, and strict claim timelines.
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